Mobile Privacy Disclosure

FACTS	What does Mizrahi-Tefahot Bank Ltd. do with your personal information from the mobile application?
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Why?	The mobile application requests access to information stored on your device such as location, camera, contacts, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account. It is important for you to understand that: Before granting access to this information, you will be prompted to give the application that permission. If you do not wish to grant that permission, you may decline. If you later change your mind, those permissions can be updated in your device's settings.
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What?	Some examples of information your app will request access to are: Location Contacts Camera
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How?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.

Reasons we can share your personal information	Does Mizrahi-Tefahot Bank Ltd. Share?	Can you limit this sharing?
For our everyday business purposes: Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes: to offer our products and services to you	No	We don't share
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes: information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes: information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Please contact Mizrahi-Tefahot Bank Ltd. at 213-362-2999 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application. You can also access the bank's full Privacy Policy at https://umtbusa.com/PrivacyPolicy.asp

Who we are
Who is providing this notice	Mizrahi-Tefahot Bank Ltd. Los Angeles Branch
What we do
How does Mizrahi-Tefahot Bank Ltd. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. They also include agreements with our employees and our service providers to maintain the confidentiality of your personal information.
How does Mizrahi-Tefahot Bank Ltd. collect my personal information?	We collect your personal information, for example, when you Open an account or perform transactions Apply for a loan or make payments Provide employment information We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Our affiliates include financial companies such as: Mizrahi Tefahot Bank, Israel and its branches and subsidiaries.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we can share with include: Item and/or Data Processors, Credit Bureaus, Appraisers, Title Companies and Check suppliers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Mizrahi Tefahot Bank Ltd., Los Angeles Branch doesn't jointly market.

Other Important Information
California Residents: Your state law requires financial institutions to obtain your consent prior to sharing information about you with non-affiliated third parties. Except as permitted by law, we will not share information we collect about you with non-affiliated third parties while you are a resident of California.